section[data-astro-cid-lnfxuqz2]{scroll-margin-top:76px}.band-ivory[data-astro-cid-lnfxuqz2]{background:var(--ivory)}.wrap[data-astro-cid-lnfxuqz2]>h2[data-astro-cid-lnfxuqz2],.sec-head[data-astro-cid-lnfxuqz2] h2[data-astro-cid-lnfxuqz2]{margin:0 0 14px;font-size:clamp(28px,3.6vw,42px);line-height:1.12}.wrap[data-astro-cid-lnfxuqz2]>h2[data-astro-cid-lnfxuqz2]:after,.sec-head[data-astro-cid-lnfxuqz2] h2[data-astro-cid-lnfxuqz2]:after{content:"";background:var(--gold);width:44px;height:2px;margin-top:16px;display:block}.center[data-astro-cid-lnfxuqz2] h2[data-astro-cid-lnfxuqz2]:after{margin-left:auto;margin-right:auto}.wrap[data-astro-cid-lnfxuqz2]>h2[data-astro-cid-lnfxuqz2]{margin-bottom:18px}.hero[data-astro-cid-lnfxuqz2]{color:var(--paper);isolation:isolate;position:relative;overflow:hidden}.hero-bg[data-astro-cid-lnfxuqz2]{z-index:-2;background-color:var(--midnight);background-position:50% 38%;background-repeat:no-repeat;background-size:cover;position:absolute;inset:0}.hero-bg[data-astro-cid-lnfxuqz2]:after{content:"";background:linear-gradient(105deg,#0b1626f0 0%,#0f233ade 46%,#0f233a94 100%);position:absolute;inset:0}.hero-grid[data-astro-cid-lnfxuqz2]{grid-template-columns:1.55fr .85fr;align-items:center;gap:clamp(28px,5vw,64px);padding-top:clamp(56px,8vw,96px);padding-bottom:clamp(56px,8vw,96px);display:grid}.hero[data-astro-cid-lnfxuqz2] h1[data-astro-cid-lnfxuqz2]{color:var(--paper);text-wrap:balance;margin:0 0 16px;font-size:clamp(40px,6.4vw,68px);line-height:1.04}.hero[data-astro-cid-lnfxuqz2] h1[data-astro-cid-lnfxuqz2]:after{display:none}.hero-sub[data-astro-cid-lnfxuqz2]{font-family:var(--serif);color:var(--gold-bright);text-wrap:balance;max-width:30ch;margin:0 0 18px;font-size:clamp(19px,2.1vw,26px);line-height:1.3}.hero-lede[data-astro-cid-lnfxuqz2]{color:#faf8f4e6;max-width:58ch;margin:0 0 28px;font-size:16px;line-height:1.75}.hero-actions[data-astro-cid-lnfxuqz2]{flex-wrap:wrap;gap:14px;display:flex}.btn-ghost[data-astro-cid-lnfxuqz2]{color:var(--paper);background:0 0;border:1px solid #faf8f480}.btn-ghost[data-astro-cid-lnfxuqz2]:hover{background:#faf8f41f}.jump[data-astro-cid-lnfxuqz2]{border-left:1px solid #c8912f66;padding-left:26px}.jump[data-astro-cid-lnfxuqz2] p[data-astro-cid-lnfxuqz2]{letter-spacing:.2em;text-transform:uppercase;color:var(--gold-bright);margin:0 0 14px;font-size:11px}.jump[data-astro-cid-lnfxuqz2] ol[data-astro-cid-lnfxuqz2]{counter-reset:j;margin:0;padding:0;list-style:none}.jump[data-astro-cid-lnfxuqz2] li[data-astro-cid-lnfxuqz2]{counter-increment:j;margin:0 0 3px}.jump[data-astro-cid-lnfxuqz2] a[data-astro-cid-lnfxuqz2]{color:#faf8f4d9;border-bottom:1px solid #faf8f41a;align-items:baseline;gap:12px;padding:7px 0;font-size:14.5px;text-decoration:none;transition:color .15s,padding .15s;display:flex}.jump[data-astro-cid-lnfxuqz2] a[data-astro-cid-lnfxuqz2]:before{content:counter(j, decimal-leading-zero);font-family:var(--serif);color:var(--gold);min-width:22px;font-size:13px}.jump[data-astro-cid-lnfxuqz2] a[data-astro-cid-lnfxuqz2]:hover{color:var(--paper);padding-left:6px}@media (width<=820px){.hero-grid[data-astro-cid-lnfxuqz2]{grid-template-columns:1fr}.jump[data-astro-cid-lnfxuqz2]{display:none}}.who[data-astro-cid-lnfxuqz2]{grid-template-columns:repeat(2,1fr);gap:0 clamp(30px,5vw,72px);margin-top:10px;display:grid}.who-cell[data-astro-cid-lnfxuqz2]{border-top:1px solid var(--hairline);padding:24px 0}.who-cell[data-astro-cid-lnfxuqz2] h3[data-astro-cid-lnfxuqz2]{color:var(--ink-navy);margin:0 0 8px;font-size:20px}.who-cell[data-astro-cid-lnfxuqz2] p[data-astro-cid-lnfxuqz2]{color:var(--body-2);margin:0;font-size:15px;line-height:1.65}@media (width<=720px){.who[data-astro-cid-lnfxuqz2]{grid-template-columns:1fr}}.xlinks[data-astro-cid-lnfxuqz2]{margin-top:9px;font-size:13.5px;display:block}.xlinks[data-astro-cid-lnfxuqz2] a[data-astro-cid-lnfxuqz2]{color:var(--ink-navy);border-bottom:1px solid var(--gold);text-decoration:none}.xlinks[data-astro-cid-lnfxuqz2] a[data-astro-cid-lnfxuqz2]:hover{color:var(--gold)}.xlinks[data-astro-cid-lnfxuqz2] a[data-astro-cid-lnfxuqz2]+a[data-astro-cid-lnfxuqz2]{margin-left:16px}.who-cta[data-astro-cid-lnfxuqz2]{border-top:1px solid var(--hairline);flex-wrap:wrap;align-items:center;gap:20px;margin-top:30px;padding-top:24px;display:flex}.who-cta[data-astro-cid-lnfxuqz2] p[data-astro-cid-lnfxuqz2]{color:var(--body-2);max-width:52ch;margin:0;font-size:15.5px}.sec-head[data-astro-cid-lnfxuqz2]{max-width:60ch;margin-bottom:clamp(26px,4vw,44px)}.sec-head[data-astro-cid-lnfxuqz2] h2[data-astro-cid-lnfxuqz2]{margin:0 0 12px}.sec-head[data-astro-cid-lnfxuqz2] p[data-astro-cid-lnfxuqz2]{color:#faf8f4cc;max-width:56ch;margin:0;font-size:16.5px}.band-navy[data-astro-cid-lnfxuqz2] h2[data-astro-cid-lnfxuqz2],.band-midnight[data-astro-cid-lnfxuqz2] h2[data-astro-cid-lnfxuqz2]{color:var(--ivory)}.exp[data-astro-cid-lnfxuqz2]{grid-template-columns:1fr 1.05fr;align-items:start;gap:clamp(28px,5vw,64px);display:grid}.exp[data-astro-cid-lnfxuqz2] .sec-head[data-astro-cid-lnfxuqz2]{max-width:none;margin-bottom:clamp(24px,3vw,34px)}.exp[data-astro-cid-lnfxuqz2] .tgroup[data-astro-cid-lnfxuqz2]:last-of-type{margin-bottom:0}@media (width<=820px){.exp[data-astro-cid-lnfxuqz2]{grid-template-columns:1fr}}.tgroup[data-astro-cid-lnfxuqz2]{margin-bottom:26px}.tgroup[data-astro-cid-lnfxuqz2]>span[data-astro-cid-lnfxuqz2]{letter-spacing:.16em;text-transform:uppercase;color:#faf8f499;margin-bottom:11px;font-size:11px;display:block}.opts[data-astro-cid-lnfxuqz2]{flex-wrap:wrap;gap:9px;display:flex}.opt[data-astro-cid-lnfxuqz2]{font-family:var(--sans);color:#faf8f4e6;cursor:pointer;background:0 0;border:1px solid #faf8f447;border-radius:2px;padding:10px 17px;font-size:14.5px;transition:all .15s}.opt[data-astro-cid-lnfxuqz2]:hover{border-color:var(--gold-bright)}.opt[data-astro-cid-lnfxuqz2][aria-pressed=true]{background:var(--gold-bright);border-color:var(--gold-bright);color:var(--ink-navy)}.opt[data-astro-cid-lnfxuqz2]:focus-visible{outline:2px solid var(--gold-bright);outline-offset:2px}.answer[data-astro-cid-lnfxuqz2]{background:var(--paper);color:var(--body);border-radius:3px;padding:clamp(26px,3vw,38px)}.answer[data-astro-cid-lnfxuqz2] .lbl{letter-spacing:.16em;text-transform:uppercase;color:var(--muted);margin:0;font-size:11px}.answer[data-astro-cid-lnfxuqz2] .fin{font-family:var(--serif);color:var(--ink-navy);font-variant-numeric:tabular-nums;margin:6px 0 2px;font-size:clamp(52px,8vw,74px);line-height:1}.answer[data-astro-cid-lnfxuqz2] .fin.small{font-size:clamp(26px,4.4vw,36px);line-height:1.12}.answer[data-astro-cid-lnfxuqz2] .finsub{color:var(--muted);margin:0 0 20px;font-size:14px}.answer[data-astro-cid-lnfxuqz2] .rows{border-top:1px solid var(--hairline)}.answer[data-astro-cid-lnfxuqz2] .row{border-bottom:1px solid var(--hairline);justify-content:space-between;gap:16px;padding:12px 0;font-size:15px;display:flex}.answer[data-astro-cid-lnfxuqz2] .rk{color:var(--muted);white-space:nowrap}.answer[data-astro-cid-lnfxuqz2] .rv{text-align:right;color:var(--body)}.answer[data-astro-cid-lnfxuqz2] .note{color:var(--body-2);margin:15px 0 0;font-size:13.5px;line-height:1.55}.answer[data-astro-cid-lnfxuqz2] .cta{margin-top:20px}.answer[data-astro-cid-lnfxuqz2] .cta a{font-size:14px}.exp-fine[data-astro-cid-lnfxuqz2]{max-width:52ch;margin-top:26px}.myth-head[data-astro-cid-lnfxuqz2]{margin-bottom:clamp(30px,4vw,48px)}.myth-head[data-astro-cid-lnfxuqz2] p[data-astro-cid-lnfxuqz2],.band-ivory[data-astro-cid-lnfxuqz2] .sec-head[data-astro-cid-lnfxuqz2] p[data-astro-cid-lnfxuqz2]{color:var(--body-2)}.myth[data-astro-cid-lnfxuqz2]{grid-template-columns:1fr 1.15fr;align-items:start;gap:clamp(26px,4vw,52px);margin-top:-14px;display:grid}@media (width<=820px){.myth[data-astro-cid-lnfxuqz2]{grid-template-columns:1fr}}.myth[data-astro-cid-lnfxuqz2] .big[data-astro-cid-lnfxuqz2]{font-family:var(--serif);color:var(--ink-navy);text-wrap:balance;letter-spacing:-.005em;max-width:26ch;margin:0;font-size:clamp(22px,2.5vw,31px);line-height:1.22}.myth[data-astro-cid-lnfxuqz2] .big[data-astro-cid-lnfxuqz2] em[data-astro-cid-lnfxuqz2]{color:var(--gold);font-style:normal}.myth[data-astro-cid-lnfxuqz2] .support[data-astro-cid-lnfxuqz2] p[data-astro-cid-lnfxuqz2]{color:var(--body-2);margin:0 0 16px;font-size:16px;line-height:1.72}.myth[data-astro-cid-lnfxuqz2] .support[data-astro-cid-lnfxuqz2] p[data-astro-cid-lnfxuqz2]:first-child{margin-top:3px}.myth[data-astro-cid-lnfxuqz2] .support[data-astro-cid-lnfxuqz2] p[data-astro-cid-lnfxuqz2]:last-child{margin-bottom:0}.gridtabs[data-astro-cid-lnfxuqz2]{margin:22px 0 4px}.gridtabs[data-astro-cid-lnfxuqz2] .opt[data-astro-cid-lnfxuqz2]{color:var(--ink-navy);border-color:#14283f4d}.gridtabs[data-astro-cid-lnfxuqz2] .opt[data-astro-cid-lnfxuqz2]:hover{border-color:var(--gold)}.gridtabs[data-astro-cid-lnfxuqz2] .opt[data-astro-cid-lnfxuqz2][aria-pressed=true]{background:var(--ink-navy);border-color:var(--ink-navy);color:var(--paper)}.gpane[data-astro-cid-lnfxuqz2][hidden]{display:none}.pane-body[data-astro-cid-lnfxuqz2]{max-width:64ch;color:var(--body-2);margin-top:18px;font-size:16px;line-height:1.72}.footnotes[data-astro-cid-lnfxuqz2]{border-top:1px solid var(--hairline);margin-top:24px;padding-top:6px}.footnotes[data-astro-cid-lnfxuqz2] .fineprint[data-astro-cid-lnfxuqz2]{margin-top:8px}.docs[data-astro-cid-lnfxuqz2]{grid-template-columns:repeat(auto-fit,minmax(200px,1fr));gap:clamp(20px,3vw,36px);margin-top:22px;display:grid}.docs[data-astro-cid-lnfxuqz2] div[data-astro-cid-lnfxuqz2]{border-top:2px solid var(--gold);padding-top:16px}.docs[data-astro-cid-lnfxuqz2] h3[data-astro-cid-lnfxuqz2]{color:var(--ink-navy);margin:0 0 8px;font-size:18px}.docs[data-astro-cid-lnfxuqz2] p[data-astro-cid-lnfxuqz2]{color:var(--body-2);margin:0;font-size:14.5px;line-height:1.6}.docs-cta[data-astro-cid-lnfxuqz2]{color:var(--body-2);max-width:64ch;margin:28px 0 0;font-size:15.5px}.proscons[data-astro-cid-lnfxuqz2]{grid-template-columns:1fr 1fr;gap:clamp(28px,5vw,72px);display:grid}@media (width<=760px){.proscons[data-astro-cid-lnfxuqz2]{grid-template-columns:1fr}}.pc-head[data-astro-cid-lnfxuqz2]{letter-spacing:.2em;text-transform:uppercase;color:var(--gold);border-bottom:2px solid var(--gold);padding-bottom:12px;font-size:11px}.pc-head-muted[data-astro-cid-lnfxuqz2]{color:var(--muted);border-bottom-color:var(--hairline)}.pc-row[data-astro-cid-lnfxuqz2]{border-bottom:1px solid var(--hairline);padding:18px 0}.pc-name[data-astro-cid-lnfxuqz2]{font-family:var(--serif);color:var(--ink-navy);margin-bottom:6px;font-size:18px}.pc-row[data-astro-cid-lnfxuqz2] p[data-astro-cid-lnfxuqz2]{color:var(--body-2);margin:0;font-size:14.5px;line-height:1.65}.faqwrap[data-astro-cid-lnfxuqz2]{border:1px solid var(--hairline);background:var(--paper);border-radius:3px;margin-top:18px;overflow:hidden}.faqwrap[data-astro-cid-lnfxuqz2]>summary[data-astro-cid-lnfxuqz2]{cursor:pointer;font-family:var(--serif);color:var(--ink-navy);flex-wrap:wrap;align-items:center;gap:14px;padding:20px 26px;font-size:20px;list-style:none;display:flex}.faqwrap[data-astro-cid-lnfxuqz2]>summary[data-astro-cid-lnfxuqz2]::-webkit-details-marker{display:none}.faqwrap[data-astro-cid-lnfxuqz2]>summary[data-astro-cid-lnfxuqz2] .chev[data-astro-cid-lnfxuqz2]{color:var(--gold);margin-left:auto;transition:transform .2s}.faqwrap[data-astro-cid-lnfxuqz2][open]>summary[data-astro-cid-lnfxuqz2] .chev[data-astro-cid-lnfxuqz2]{transform:rotate(180deg)}.faqwrap[data-astro-cid-lnfxuqz2]>summary[data-astro-cid-lnfxuqz2] .hint[data-astro-cid-lnfxuqz2]{font-family:var(--sans);color:var(--muted);letter-spacing:0;font-size:13px}.qlist[data-astro-cid-lnfxuqz2]{border-top:1px solid var(--hairline)}.q[data-astro-cid-lnfxuqz2]{border-bottom:1px solid var(--hairline)}.q[data-astro-cid-lnfxuqz2]:last-child{border-bottom:0}.q[data-astro-cid-lnfxuqz2]>summary[data-astro-cid-lnfxuqz2]{cursor:pointer;color:var(--ink-navy);align-items:flex-start;gap:14px;padding:17px 26px;font-size:16px;list-style:none;transition:background .15s;display:flex}.q[data-astro-cid-lnfxuqz2]>summary[data-astro-cid-lnfxuqz2]::-webkit-details-marker{display:none}.q[data-astro-cid-lnfxuqz2]>summary[data-astro-cid-lnfxuqz2]:hover{background:var(--ivory)}.q[data-astro-cid-lnfxuqz2]>summary[data-astro-cid-lnfxuqz2] .plus[data-astro-cid-lnfxuqz2]{color:var(--gold);min-width:16px;font-size:20px;line-height:1.2}.q[data-astro-cid-lnfxuqz2][open]>summary[data-astro-cid-lnfxuqz2]{background:var(--ivory)}.q[data-astro-cid-lnfxuqz2] .a[data-astro-cid-lnfxuqz2]{color:var(--body-2);max-width:74ch;padding:0 26px 20px 56px;font-size:15px;line-height:1.7}.tblwrap[data-astro-cid-lnfxuqz2]{margin-top:18px;overflow-x:auto}table[data-astro-cid-lnfxuqz2]{border-collapse:collapse;width:100%;font-size:15px}thead[data-astro-cid-lnfxuqz2] th[data-astro-cid-lnfxuqz2]{text-align:left;letter-spacing:.14em;text-transform:uppercase;color:var(--muted);border-bottom:1px solid var(--hairline);padding:0 16px 10px 0;font-size:11px;font-weight:400}td[data-astro-cid-lnfxuqz2]{border-bottom:1px solid var(--hairline);vertical-align:top;padding:16px 16px 16px 0}td[data-astro-cid-lnfxuqz2].k{white-space:nowrap;font-weight:600}td[data-astro-cid-lnfxuqz2].v{white-space:nowrap;color:var(--ink-navy);font-family:Marcellus,Georgia,serif;font-size:19px}td[data-astro-cid-lnfxuqz2].d{color:var(--muted);font-size:14px;line-height:1.5}.band-ivory[data-astro-cid-lnfxuqz2] td[data-astro-cid-lnfxuqz2]{border-bottom-color:#14283f24}.band-ivory[data-astro-cid-lnfxuqz2] td[data-astro-cid-lnfxuqz2].v{color:var(--ink-navy)}.fineprint[data-astro-cid-lnfxuqz2]{color:var(--muted);max-width:78ch;margin-top:14px;font-size:12.5px;line-height:1.55}.fineprint-ivory[data-astro-cid-lnfxuqz2]{color:#faf8f49e;max-width:78ch;margin-top:18px;font-size:12.5px;line-height:1.55}@media (width<=640px){td[data-astro-cid-lnfxuqz2]{padding:12px 10px 12px 0}td[data-astro-cid-lnfxuqz2].k,td[data-astro-cid-lnfxuqz2].v{white-space:normal}td[data-astro-cid-lnfxuqz2].v{font-size:17px}.q[data-astro-cid-lnfxuqz2] .a[data-astro-cid-lnfxuqz2]{padding-left:26px}}