Whatever your income looks like, there’s a loan that fits. I find it.
First home, next home, investment, or refinance — including private options most banks don’t offer: bank-statement, DSCR, ITIN and foreign-national loans. Explained in plain words, in English or Spanish.
Licensed in Florida
Loans for people the big banks misunderstand
See all programsYou work for yourself
Three good years of business, but tax returns that look small. We use 12–24 months of bank deposits instead.
You’re buying to rent it out
The property’s rent covers the loan. Your paycheck matters less.
You’re new to the U.S.
No social security number? No U.S. credit yet? There are still real paths to yes.
The condo is the problem
Some buildings scare banks. We know the lenders that say yes anyway.
You answer four easy questions
It takes about 3 minutes. No documents needed yet.
I shop many lenders for you
I compare lots of programs to find your best fit. You do nothing.
You pick, we close
I explain your options in plain words. You choose. I handle the paperwork.
Guido Haedo
I’m a licensed mortgage broker who works for you — not for one bank. First home, next home, investment, or refinance: I explain every step in plain words, in English or Spanish, and I do the heavy lifting. Self-employed? That’s my specialty.
“Two banks said no because I own a salon. Guido used my bank statements and we closed in five weeks.”
Maria — first home, self-employed
“Todo en español, súper claro. Me explicó cada paso como a un amigo.”
Luis — refinance
“He answered every question, even the silly ones. We never felt rushed or lost.”
Dana & Chris — first home